Contiv Financial

Contiv Financial is a clean, modern expense and income tracker built for freelancers, small-business owners, and anyone who wants to manage personal and business finances side by side in one app — without the usual workarounds.

Unlike most trackers, Contiv gives Personal and Business their own first-class space, so you can log a client invoice and a grocery run without them ever bleeding into each other. Add expenses and incomes in seconds with a two-step flow, tag transactions by store or source, handle refunds as proper negative expenses, track budgets, and get a clear Profit & Loss view with visual reports. Multi-currency is built in, with daily exchange rate updates, and everything stays in sync across light and dark mode, English and Romanian.

Contiv Financial is available now on the App Store for iOS, and in early access on Google Play for Android.